It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Under Other, select Transfer. I understand your frustration, especially when it's something that can be done quickly. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. You can register either when you buy your myki, or at a later date. From the Transfer Funds To drop-down, select the credit card that will received the balance. <>stream Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Meticulous in his research, he provides accurate and up-to-date information. You probably want to transfer a balance to save money not spend more. Auto top up and Auto-load cant be transferred to your new myki. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. What are the best credit cards for bad credit with no deposit and instant use? Online at Public Transport Victoria website . Enter your card number and other required information.4 Yes. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. No, you cannot transfer a balance from one Synchrony Bank credit card to another. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . We cant replace a lost or stolen unregistered myki. But what if the amount is comparable to or less than the postage? This is why I don't keep much money on transport cards. 0000005171 00000 n If you're using an international payment card you won't be able to top up via the PTV website. 0000014445 00000 n Personal Credit Cards? I've got a new Myki in my Seniors package. Most issuers of balance transfer cards let you initiate the balance transfer process online. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. What is the best cash advance credit card? Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. <>stream See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Choose your top up value and minimum balance. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. From the pop-up options, select 'Deactivate'. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Because the whole thing is fucked. endobj The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Auto-load is the same as auto top up. I realise this is not a life-changer, but there's a principle at stake. Music:. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. To use, simply: top-up your card tap on at the start of your journey tap off at the end. To replace your myki online, you must be requesting the same fare concession type as your original myki. Remember to top up with enough money to pay for your entire journey. It has a 256-day expiry and credit is rolled over if you renew before the expiry. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Most balance transfers with Chase process within a week. endobj If you're still travelling after 2 hours, you'll be charged a daily fare. Let's say you have $4,000 in credit card debt and transfer that balance to a . For a bus anyway. What is the glossary of common credit card terms? If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. The balance transferred when the old card expired. For more information, visit the V/Line website. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Children, seniors and concession go card holders travel at 50% of the normal adult fares. You can also replace your myki online or by calling us. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. How balance transfers work Tap Travel Card. 216 0 obj Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. 0000003206 00000 n Then I begrudgingly bought a new Myki card. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Replacements usually take up to 10 business days and include the remaining balance of the old card. My old one is registered and everything with my account but there seems to be no way to import that one in. Myki card Myki card child pages. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. In a couple of weeks I will be renovating and furnishing a new house. You will need to provide identification to show that you are the registered myki card holder. We are committed to being fully transparent with our readers. Contact us to request the transfer. This will let you manage your myki as you would a physical myki card. To do so, you have to block your existing Myki card (annoying, we know). You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. I found that other card with $19.90 on it. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. This may also be an anti money laundering thing. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. The easiest option is to call PTV on 1800 800 007. 0000005683 00000 n Unregistered vehicle permit. PTV does not have any access to any information within the Google Wallet app. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Some trips take longer than two hours because of a transfer between services. xref If you register your myki, you can set Auto Top Upand manage your myki. 0000005223 00000 n The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. hbbf`b``30 ap If you can just transfer money between mykey cards, well then what would the tracability of those funds be? 2. If you receive a check, you need to send it to your old cards issuer on your own. The reason for that is because low interest rates for transfers are made to attract new customers. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Go to Settings > Connected devices > NFC. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . The call centre staff member told me "we're not a financial institution so it's not that simple". The system was delivered more than $500m over budget and behind schedule. Once it's transferred to another device, it will no longer be available on the original device. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. We recommend visiting the card issuers website for the most up-to-date information available. What are the best business credit cards for cash back? Whats the Difference between Business vs. How long does it take to process a balance transfer from another company? You would break even only after a year. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. 184 0 obj Select the card with the best balance transfer offer available to you. Photo: 10255185_880/Getty Images. How can I check the balance of my myki card? No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Press question mark to learn the rest of the keyboard shortcuts. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. For more information, please see our Refunds cannot be issued for less than $5. 0000003774 00000 n Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Nor does your card expire after 90 days of not getting used. Now you cannot access it on your original device. What a frikkin waste of money! They actually can transfer your funds really easily but you need to get a case created. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Do I ever lose the money . To transfer Myki you need to deactivate the myki card and move to the new device. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. What credit cards don't require a deposit? If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. A subreddit for Melburnians and Melbourne enthusiasts! New comments cannot be posted and votes cannot be cast. From the "I Want To" drop down menu, find "Transfer a Balance.". If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. For more information see Google Help and Support. endobj A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . You can use the ticket number to register your myki or if you require a refund. Only Mobile myki has the ability to charge you a fare via a myki device. You need to be connected to the internet to top up your Mobile myki. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. What is the best credit card for fair or average credit? If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. My old one is registered and everything with my account but there seems to be no way to import that one in. endobj What are the best student credit cards for cash back? You can request a new, free myki smartcard through your online account. Credit cards may set a minimum balance transfer fee of $5 or $10. Your first touch on creates a 2 hour fare. If you have Mobile myki you can set Auto Load via the Google Pay app. Always the last place you look lol. What Happens to a Student Credit Card After Graduation? John Miller, Credit Cards Moderator. Mobile Myki can be set to Auto Load. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Here are some tips to save on fees and interest on a balance transfer. Please note, balance transfer is not instantaneous. there's no excuse for this money-grubbing by the Myki corporation. 0000011139 00000 n Easy, and only required every three years!! Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. The phone is awake whenever the screen is turned on, even it's locked. If this occurs, you won't incur a duplicate fare. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Whats the Difference between Business vs. Corporate Credit Cards? Which I obviously don't have because it is lost. Save. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. -- Lee Huffman, credit card expert at BaldThoughts.com. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. From a creditworthiness point of view, this number should be at 30% or lower. I called customer service and was advised I needed to go in person to Flinders St station to do it. 0000001606 00000 n endobj Wallethub doesnt charge for this service. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. How Prepaid Cards Work & Why You might want one? If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. endobj How to Show Credit Worthiness without Credit? I only realised this when my replacement card was lost and I called up for a new one. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. New comments cannot be posted and votes cannot be cast. Now, on the form it says I need the card to be re-imbursed. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . How to Process Credit Card for Consumers & Merchants? <> A Mobile myki expires after two years. The process begins when you submit a balance transfer application. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. For instance, your applications for new cards and balance transfers remain subject to approval. 2. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. %%EOF Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. 0000002823 00000 n If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. What are the best Ways to Start Travel Hacking? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Whats the Difference between Business Line of Credit vs. Business Credit Card? The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Pay down this card's balance quickly to improve your credit. What's Auto-load? They earn interest on it. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Is it bad to do multiple balance transfers? Learn more about auto top up. Please note, balance transfer is not instantaneous. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Your current balance will be transferred to the new myki, which you can use immediately. myki Pass Great if you travel often and on consecutive days. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> *Rates, fees or bonuses may vary or include specific stipulations. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. It has trouble with form-filling on mobile devices, however. How many level crossings could have been grade-separated with that money? The unused money remains on the card, losing value as fares increase over the years. You can also update it there if youre not on the latest version. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Can You Pay Your Taxes With a Credit Card? The helpfulness of a financial advisor's answer is not indicative of future advisor performance. 0000118744 00000 n <> You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Im sure Myki could add this capability to their website if they cared to. 179 0 obj Step 3: Review Card Offer Terms. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Within the phone, go to Settings > Connected devices. Myki credit, once on your card, does not expire after 90 days of not getting used. This is the case for all major credit card issuers. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Once you do, carrying out a balance transfer becomes rather straightforward. 1. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Initiate the balance transfer. 0000005511 00000 n I still don't understand why though - what is the technology required to do this? I'm glad I don't need to catch public transport anymore. Opinions expressed here are the authors and/or WalletHub editors'. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 215 0 obj JavaScript must be enabled to use this site.We're sorry for any inconvenience. Just one more benefit you enjoy as a COPFCU member. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. 0 Simply allow 24 hours for travel and transactions to appear. 0000009156 00000 n Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. I have a card with $19.90 on it. You can only have your Mobile myki active on one device at a time. Hold the phone still when touching on and off. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. How does credit and credit cards work for students? If NFC is shown and you can turn it on or off, you have NFC. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt.
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